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It was the year 2003 when my husband and I decided to start looking at different companies that offer mortgages . We were looking for a mortgage company that can help us in fulfilling our dream of building our first home together. After doing a lot of research, we thought we found a good company and had everything down. So the process of having our house built started. We were confident that everything was going well until our builder sprang out a surprise on us and the other 170 homeowners in their list. They were going out of business and would be filing for bankruptcy. Needless to say our dreams came crushing down around us. Not too long after the bankruptcy filing of our builder, our mortgage nightmare started. Our mortgage company released money to the builder more than they should have. And from what we were told, about a third of the builder’s customers also got their mortgage with the same company as ours. This mortgage company came highly recommended by the builder. They told ...