Day in, day out, all we hear in the news is how the economy is taking a tumble. If there’s anybody affected by this tumble, it couldn’t be more us, the regular people. Getting the basic necessities is getting harder and harder as the days go by so how can we get those items we’ve been wishing and hoping to get for Christmas? How about doing the Kmart Layaway for the Holidays program? Yep, Kmart has the Layaway program that everyone can avail of. I believe that doing a layaway is a wise decision during the holiday season since you don't need to deplete your bank account to get the products you want.
So how does it work? Go to a Kmart store and check out the products eligible for layaway then pick out the products that you want. As soon as you have all the products you want, just deposit them in the Layaway counter where you will be asked to pay a minimal down payment which includes a Service Fee of $5. After that, you can start paying the products you put on layaway on a bi-weekly basis. If you missed a payment, you are given 7 days to catch up or the products will be put back on the shelf. The money paid is refundable though minus Service Fee and Cancellation Fee for a one year contract. Once payment is completed, the products are all yours and you can take them home with you to enjoy for the holidays. Simple, eh? So stop worrying about those Christmas gifts you think you can’t afford. With Kmart Layaway for the Holidays, you can be Santa without breaking the bank.