Securing the Future...
~~~~~~~~~~~~~~~~~~~~~~~~~~~ Back in the early 90s, a friend and I got our very first term life insurance policies through a former co-worker. My reason in getting a life insurance at that time were my parents who were my primary dependents. I wanted to make sure that they will be taken cared of financially if something happened to me. My friend? I had no idea why he got it...but I'm guessing he had the same reason as mine since he wasn't married yet when we got it. A few years after we got the insurance, my friend came here in the US to teach. He was already married then with a daughter. He was able to bring his wife and daughter here on his second year of teaching in a public school in San Francisco. A few months after his family arrived here, an unfortunate event happened. He, his wife and their roommate were killed when their neighbor went into a shooting rampage. My friend's daughter survived. My friend may not know it at that time, but his decision to get an insurance...