A few years after we got the insurance, my friend came here in the US to teach. He was already married then with a daughter. He was able to bring his wife and daughter here on his second year of teaching in a public school in San Francisco. A few months after his family arrived here, an unfortunate event happened. He, his wife and their roommate were killed when their neighbor went into a shooting rampage. My friend's daughter survived.
My friend may not know it at that time, but his decision to get an insurance is now his daughter's security.